My 2009 Goals

[Laney]

Most of my goals aren't changing from 2008. I still need to work on the areas I started on last year. I made progress last year and am hopeful that I will make a lot of progress this year as well.

I liked being able to keep up with myself and updating periodically kept me accountable to myself so I'll continue that this year.

Financial
Decrease debt by $7500
Increase emergency savings by $1000
Increase house savings by $3000

Spiritual
Improve Prayer Life
Daily Quiet Time

Physical
Exercise atleast 3x per week

Home
Home Organization
Meal Planning
Declutter


Steps to my goals

Decrease debt by $7500
-Continue to make payments above and beyond current minimums
-No new credit card debt

Increase emergency savings by $1000
-Deposit $25 per week

Increase house savings by $3000
-Increase dh's direct deposit

Improve Prayer Life
-More prayer w/ less distraction
-Begin a daily devotion & include bible reading

Exercise more consistently

Home Organization
-Work on Household Binder
-Use Household Binder

Meal Planning
-start planning meals again first using ingrediants on hand
-start shopping with a list again.

Declutter
-focus on one room a month and finish it before starting something else.
-Get rid of excess
-Limit what is coming in the house

[StillJulie]

We're here to encourage you and cheer you along!

[Laney]

My January Update

We are continuing to plan and are reworking our goals some. Financial goals are going up and the time we have to accomplish them will be going down.

[Laney]

My February Update

I feel like all my goals are just at a standstill this month. :gaah:

We've been making our normal payments on the credit cards and are seeing slooowww progress. We dropped below a number that really encouraged me on our highest balance, and we dropped below another encouraging number on the van. Our lower balance is really discouraging me because it never seems to move. (I know it does it just really doesn't seem too because it has been in the same $$$$ range forever.)

We are also working on a smaller credit card that has some stuff from the end of last year. So we are trying to get rid of that as well.

Savings is coming along ok. Not going up as much as I would like. Probably most of our tax return will go into emergency savings some may go into house savings but that isn't looking very likely.

I haven't done much of anything else toward my goals.

I'm still not doing a good job with consistent prayer or devotion & bible reading.

Not exercising consistently.

Still struggling in the area of meal planning. Some weeks it happens, some weeks I just pull whatever I can think of out.

Haven't even started decluttering. I'm just feeling overwhelmed with the amount of stuff that needs to be gone through and what to do with it.

So there you have it. I feel like I am going nowhere fast.